zarionclathe - Personalized financial planning consultations for Australians seeking guidance

Acceptance of Terms

By accessing or using zarionclathe.sbs, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree with any part of these terms, you must discontinue use of our website and services immediately.

Definitions

For purposes of these Terms and Conditions, the following definitions apply to key terms used throughout this document.

Service refers to the financial planning consultation services, website content, and related offerings provided by zarionclathe through zarionclathe.sbs and associated channels.

User, you, or your refers to any individual or entity that accesses our website or uses our consultation services.

We, us, or our refers to zarionclathe, the operator of zarionclathe.sbs and provider of financial planning consultation services.

Consultation refers to the personalized financial planning guidance sessions we provide to users who request our services.

Use of Services

You may use our website and consultation services only for lawful purposes and in accordance with these Terms and Conditions. You agree not to use our services in any manner that could damage, disable, or impair our operations.

Eligibility

Our services are intended for individuals who are at least 18 years of age. By using our website and services, you represent and warrant that you meet this age requirement.

If you are under 18, you may not use our services.

User Responsibilities

As a user of our website and consultation services, you agree to the following responsibilities and obligations.

You will provide accurate, current, and complete information when requesting consultations and communicating with our team.

You will maintain the confidentiality of any account credentials and be responsible for all activities under your account.

You will notify us immediately of any unauthorized use of your account or other security breaches.

You acknowledge that implementation of recommendations and financial outcomes remain your sole responsibility and decisions.

Prohibited Uses

You agree not to engage in any of the following prohibited activities when using our services.

Using our website or services for any unlawful purpose or in violation of applicable laws and regulations.

Attempting to gain unauthorized access to our systems, networks, or data, or interfering with website functionality.

Transmitting viruses, malware, or other harmful code that could damage or disrupt our services or systems.

Impersonating any person or entity, or falsely stating or misrepresenting your affiliation with any person or organization.

Collecting or harvesting personal information about other users without their consent or for unauthorized purposes.

Intellectual Property Rights

All content on zarionclathe.sbs including text, graphics, logos, images, and software is the property of zarionclathe or its licensors and is protected by Australian and international copyright laws. You may not reproduce, distribute, or create derivative works without our express written permission.

User-Generated Content

If you submit feedback, testimonials, or other content to us, you grant zarionclathe a non-exclusive, worldwide, royalty-free license to use, reproduce, and display such content for business purposes.

Your Content Ownership

You retain ownership of any personal information and materials you provide during consultations. We use such information only as described in our Privacy Policy and these Terms.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to our data practices as described in the Privacy Policy.

Privacy Policy

Disclaimers and Limitations

Important disclaimers regarding our services and the information provided through consultations and our website.

No Guarantees

We do not guarantee specific financial outcomes or results from our consultation services. Results may vary based on individual circumstances, market conditions, and implementation of recommendations. Past performance doesn't guarantee future results.

Limitation of Liability

To the maximum extent permitted by Australian law, zarionclathe shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services or website.

Indemnification

You agree to indemnify and hold harmless zarionclathe, its consultants, and affiliates from any claims, damages, or expenses arising from your use of our services or violation of these Terms.

Dispute Resolution

We are committed to resolving disputes efficiently and fairly through the following processes.

Arbitration

Any disputes arising from these Terms or our services shall be resolved through binding arbitration in accordance with Australian arbitration rules, rather than through court proceedings.

You waive the right to participate in class action lawsuits by agreeing to arbitration.

Online Dispute Resolution

For certain consumer disputes, you may access the Australian online dispute resolution platform to seek resolution of complaints regarding our services.

Australian Dispute Resolution

Severability

If any provision of these Terms is found unenforceable, that provision shall be limited to the minimum extent necessary, and remaining provisions continue in full force.

Entire Agreement

These Terms, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and zarionclathe regarding use of our services.

Governing Law and Jurisdiction

These Terms are governed by the laws of Australia. Any legal proceedings shall be subject to the exclusive jurisdiction of Australian courts.

Termination

We reserve the right to terminate or suspend your access to our services at any time, without notice, for conduct that violates these Terms or is harmful to other users or our business.

Modifications

zarionclathe reserves the right to modify these Terms at any time. Changes become effective immediately upon posting. Your continued use after modifications constitutes acceptance of updated Terms.

Contact Information

If you have questions about these Terms and Conditions, please contact us using the information below.

Email Address: content@zarionclathe.sbs

Phone Number: +61-2-3650-3354

Mailing Address: Level 21, 345 Queen Street, Brisbane, QLD 4000 Australia